Will Home Interest Rates Go Down In 2025 Nz. Late last year, the bank dropped some of its home loan rates, which zollner says was down to a drop in the wholesale rate, although that is now back to where it was. Exact predictions are tough, but most experts think that the interest rates on home loans are not far from their highest point for this cycle.

Anz forecasts annual inflation to fall to 2.6 percent in the fourth quarter of 2025, and. Westpac is forecasting a gradual easing from 2025, while anz’s.